Associate – Securitization Private Origination, Specialty Finance

Job Description:

The Associate - Securitization Private Origination, Specialty Finance is responsible for serving as support for the Asset Securitization Group of TD Securities (USA) LLC. This position will support the Specialty Finance division in New York by supporting the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.

Key Responsibilities:

• Support the structuring, underwriting, and execution of specialty finance securitizations and secured lending facilities.
• Analyze collateral performance, credit quality, concentration risks, and historical loss trends to assess transaction risk and sizing.
• Build and maintain cash flow, borrowing base, and stress-testing models used for underwriting, credit approvals, and investor discussions.
• Review transaction documents and summarize key structural features, covenants, triggers, and risk mitigants.
• Prepare credit memoranda, transaction summaries, and internal approval materials.
• Coordinate with clients, legal counsel, rating agencies, investors, and internal teams throughout transaction execution and closing.
• Assist with due diligence, including collateral data analysis, portfolio reviews, and reconciliation of reporting packages.
• Monitor existing transactions, including collateral performance, covenant compliance, trigger testing, and portfolio trends.
• Support annual reviews, amendments, renewals, and new issuance opportunities across the portfolio.
• Develop client presentations, market updates, and specialty finance sector analysis to support origination efforts.
• Drive process improvements, reporting enhancements, and modeling automation initiatives.
• You are required to demonstrate governance, control and risk management behaviors in alignment with TD policies and practices.

Depth & Scope:

• Gathers, researches information and analyzes the market.
• Executes detailed data analysis and valuation.
• Provides in-depth market reports and expert recommendations.
• Identifies issues affecting clients and provides recommendations to remedy.
• Develops deep client relationships and presents new ideas to clients.
• Looks for ways to improve workflow efficiencies.
• Reads and understands the Trading Supervision Standard.
• Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices.

Education & Experience:

• Bachelor's degree, or specialized training / equivalent work experience.
• 3+ Years of related experience.
• FINRA SIE, Series 7 and 63 or willing to obtain.
• Ability to work independently with minimal supervision, establishes priorities, and possesses strong communication, analytical and problem-solving skills.
• Management experience and solid computer skills a must.

Preferred Qualifications:

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
• 2-4 years of related experience.
• Proficient in interpersonal communication (both oral and written), and have the ability to communicate effectively with all levels of staff and management.

Physical Requirements:

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product, and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran, or any other characteristic protected under applicable federal, state, or local law.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Pay Transparency:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.