CIB - VP - Leveraged Finance Credit Risk

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

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The Corporate Investment Bank (CIB) VP - Leveraged Finance Credit Risk is responsible for risk analysis and independent oversight and effective challenge of credit quality of his/her assigned portfolio and new transactions. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal policies and standards.

The Vice President will review, challenge, and recommend or decline credit requests, including underwrites, revolver holds, derivative transactions, trade finance, etc.

• Provides oversight and effective challenge on credit analysis, modeling, and committee papers written by the 1st Line of Defense.
• Ensures that transactions are taken to and approved at the appropriate forums in line with credit policies and standards.
• Provides independent oversight of credit quality of assigned portfolio, including risk ratings and regulatory risk ratings.
• Acts as a subject matter expert (SME) for Leveraged Finance, while guidance and mentorship to junior members of the team.
• Recommends appropriate changes to structure and/or terms when waiver and/or amendments are requested by underperforming clients.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Accounting, Business, Finance, Economics or equivalent field. - Required.
• 6+ Years Credit Risk Management, including 5+ years within Leveraged Finance Credit Risk. - Required.
• 6+ Years Financial Industry experience. - Required.
• Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s).
• Demonstrated credit analysis skills for understanding/monitoring client and industry financial performance.
• Demonstrated track record interacting with the regulators, external and internal audit.
• Excellent written and verbal communication.
• Ability to interact with all levels of management, work independently and in a team environment.
• Ability to multi-task, prioritize activities, manage conflicts of interest, delegate, and meet deadlines while working in a fast paced-environment.
• Strong presentation skills.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

• Minimum: $101,250.00 USD
• Maximum: $185,000.00 USD

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.